毕业生加分贷款

美国.S. Department of Education is the lender of the GradPLUS Loan, which can help pay for education expenses not covered by other financial aid.

Check current interest rates and loan limits.

Eligibility requirements

你一定是 a graduate or professional degree student.
你一定是 enrolled at least half-time at an eligible school in a program leading to a degree or certificate.

申请过程

Your initial eligibility 申请是你的 Free Application for Federal Student 援助 (FAFSA)
完整的 应用程序 at Student援助.政府.
Your approval requires a 信用检查 for adverse credit history. 如果你被拒绝, it is possible to appeal the credit decision or to find someone without adverse credit history that can "endorse" the loan to allow you to borrow.
The PLUS application must be completed each year that you wish to borrow.
您的应用程序 includes loan amount options: maximum (allows awarding up to your cost of attendance not covered by other aid) and specific loan request amounts.
修正 to your initial application (if you wish to reduce or increase the amount of loan funds) may be made by 联系SFS.

Direct loan PLUS Master Promissory Note

The DL PLUS MPN request is also completed at Student援助.政府.
A second MPN will be required if the previous MPN required an endorser or has otherwise become inactive.

还款

Interest accrual begins when funds are disbursed.
还款 is deferred while the student is enrolled at least half-time and for an additional six months after ceasing to be enrolled at least half-time.
联系 your direct loan servicer for information about paying the accruing interest early.

问题?

Find more information about 加上贷款和联邦学生资助.